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 COMMERCIAL LOAN

PROGRAMS   

CAPITAL MARKETS  

Programs

program description Highlights
 Credit Tenant Lease Construction and permanent loan program for single tenant commercial properties with Investment Grade tenants. Minimum loan amount of $2,000,000. Borrowers’ credit is generally not an issue.  Loan amount is determined based upon the income stream generated over the life of the lease.  Can be funded pre-construction.
Traditional Conduit Loans from $2,000,000 and Up Competitive pricing for 5 & 10 year term loans.  Loan up to 80% for multi family and anchored retail.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PORTFOLIO

Programs

program description highlights
 90% Program  Quick Close, Limited Property Analysis, Credit Score Driven $300,000 - $1,500,000   Now funding a wide variety or property types under this program. Call for details.
 Construction to Term Loan Program   $4,000,000 to $15,000,000  This program is limited to construction on office, industrial and retail properties.  Pre-leasing is required.  On completion, the loan converts to a term loan of 5 to 10 years.  Will consider commercial condos and housing transactions on a limited basis. 
 No Prepayment Penalty program   $1,000,000 to $50,000,000  Fixed rate 5, 5+5  and 10 year fixed rate programs with no pre-payment penalty.  Most commercial property types including hospitality, assisted living and gas stations.  Not all programs are available in all markets.  Pricing is very competitive. 
 

Small Balance Construction to Mini Perm Program

 		  $1,000,000 to $5,000,000  

This program is for commercial and multi-family properties.  Some specialty property types including assisted living will be considered.  Pre-leasing for commercial properties is necessary.  Loan will convert to a mini-perm at a fixed rate on stabilization.

 
 Traditional Commercial and Multi-Family Loan Programs   Loan amounts from $500,000 to $50,000,000  Multiple competitively priced fixed and floating rate programs available with terms up to 30 years. Many programs options available including fixed to floating programs, interest only and earn-outs.  Generally recourse but limited and non-recourse programs available.  
 


 

 

SPECIALTY PROGRAMS

programs

program description highlights
 Church and Religious Facility Loans   Construction and Permanent loans for religious facilities.  Loan amounts from $500,000 and up.   Construction and permanent program with terms up to 27 years, non-recourse and no pre-payment penalty.  Interest only available for up to 10 years.  Multiple program options available. 
 Gas Station Program #1   Loan amounts up to $1,000,000   This unique program allows financing on Gas Stations with auto repair and lube bays up to 75% LTV. Call for details 
 Gas Station Program #2   $500,000 and up  This program is designed for Flagged Gas Station with Convenience Stores/Car washes. Up to 65% LTV (will allow to 75%LTV - deal dependant).  
 Hard Money and Bridge Loans   Loan amount from $1,000,000 and up.  Typically income producing properties. Limited availability for land for commercial projects. Entitlements are mandatory. 
 Micro Loan Program  $100,000 to $500,000  This is a stated program for owner occupied and investor owned commercial properties.  This is a low cost program with limited documentation requirements.  Will do 2nds and Lines of Credit in this program. Excellent pricing for a stated program. Not available in all states.